Best Cash Loan
Singapore | #1
Online Money
Lender Singapore

Best Cash Loan
Singapore | #1 Online
Money Lender Singapore

Need an instant cash loan in Singapore?
Get it approved in 15 minutes.

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Fast cash loan approval

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Affordable interest rates

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100% legal cash loans

More than 1760 5-star reviews on Google

5.0Based on 1786 reviews
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How are we different?

96bm Credit is the best online money lender in Singapore.

We strive to provide a hassle-free experience for our customers. Our friendly loan consultants speak English, Chinese and Hokkien, and are always available should you require further information about our instant cash loans.

Besides the usual personal and business loans, we specialise in weekly, monthly and debt consolidation loans and offer loan disbursement via Cash, PayNow or Bank Transfer.

Apply with us today!

Your privacy is important to us! As an online licensed moneylender, we are strictly governed by the Moneylenders Act.
All instant cash loan applications will be dealt with utmost confidentiality and privacy

Have good credit history or are a regular client?

These are the benefits* you can enjoy:

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Instant Loan Approval

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Longer Repayment Term

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Potentially reduced Interest Rates and Processing Fees

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Enhanced Customer Experience

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Enhanced Customer Experience

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Instant Loan Approval

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Longer Repayment Term

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Potentially reduced Interest Rates and Processing Fees

*T&Cs apply
*T&Cs apply

Loans we offer

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Personal Loan

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Payday Loan

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Business Loan

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Debt Consolidation Loan

Grab/Gojek Loan

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Wedding Loan

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Renovation Loan

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Medical Loan

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Bridging Loan

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Study Loan

Loans we offer

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Personal Loan​

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Payday Loan

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Business Loan

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Debt Consolidation Loan

Grab/Gojek loan

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Wedding Loan

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Renovation Loan

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Medical loan

Bridging-Loan-icon

Bridging Loan

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Study Loan

Apply a cash loan with Singapore’s No.1 online money lender now

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Our interest rates and fees

With our affordable rates, 93% of our clients successfully repay their loans on time

Personal and Business Loans Interest Rates: 3-4%* per month Processing Fees: 8-10%*

*Subject for approval

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Cash loan eligibility criteria

1

Minimum age requirement: 18 years old

2

Proof of Consistent Income – you don’t have to be employed full time for an urgent cash loan in Singapore! As long as you have proof of income statements like bank statements and invoices, you are welcomed to apply.

3

Must be a resident of Singapore – proof of address via utility bills, tenancy agreement etc.

4

Loan limits:

Borrower’s
annual income

Singaporeans
and PRs

Foreigners residing
in Singapore

Less than $10,000

$3,000

$500

At least $10,000 &
less than $20,000

$3,000

At least $20,000

6 x monthly income

6 x monthly income

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Cash loan eligibility criteria

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1

Minimum age requirement: 18 years old

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2

Proof of Consistent Income – you don’t have to be employed full time for an urgent cash loan in Singapore! As long as you have proof of income statements like bank statements and invoices, you are welcomed to apply.

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3

Must be a resident of Singapore – proof of address via utility bills, tenancy agreement etc.

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4

Loan limits:

Borrower’s annual income

Singaporeans & PRs

Foreigners residing in Singapore

Less than $10,000

$500

At least $10,000 & less than $20,000

$3,000

$3,000

At least $20,000

6 x monthly income

6 x monthly income

Instant cash loan application process

Apply for your fast cash loan online by filling up the cash loan enquiry form.

If you have further questions, please contact us for more information.

Our loan executive will call you up to request for you to visit our office with the relevant documents.

For Singaporeans/ Permanent Residents:

  1. Personal identification documents (NRIC or Passport)
  2. Latest 3 months’ payslips
  3. Proof of income (e.g. Bank statements, CPF statements or income taxes) – these are available through your Singpass account.

 

For Foreigners:

  1. Employment pass
  2. Latest 3 months’ payslips
  3. Proof of home address (tenancy agreement, proof of billing address, etc)

Bring all the relevant documents for a face-to-face verification. You will need to fill up the loan application form and consent forms first. Our loan officers will then process the documents you’ve provided to better understand your requirements and needs to determine the best possible terms and loan amounts for you. 

Once we have confirmed the loan terms, your instant cash loan can be approved in 15 minutes.

Once your cash loan is approved, we will go through the loan contract with you. This is to make sure that you understand the loan terms (e.g. loan amount, repayment terms and late fees etc.) fully before signing the contract. 

Our loan officers would be happy to answer any questions you may have. 

We will disburse your loan amount via cash or cashless transactions through iBanking transfer or PayNow.

Get your instant cash loan now