24 Hours Money Lender in Singapore | First-Rate Loan Company
Looking for a loan urgently? Get it approved in 15 minutes with 96bm Credit.
Speedy loan approval
Affordable interest rates
100% legal loans
More than 3000 5-star reviews on Google
We strive to provide a hassle-free experience for our customers by being a 24-hour money lender in Singapore with loan applications available on our website 24/7. Our friendly loan consultants speak English, Chinese and Hokkien, and are always available should you require further information about our instant cash loans.
Besides the usual personal loan and business loan, we specialise in weekly, monthly and debt consolidation loan, and offer loan disbursement via Cash, PayNow or Bank Transfer.
Apply with us today!
Your privacy is important to us! As a fully legal money lender and loan company in Singapore, we are strictly governed by the Moneylenders Act. All loan applications will be dealt with utmost confidentiality and privacy.
Have a good credit history or are you a regular client?
These are the benefits* you can enjoy:
Instant Loan Approval
- Higher loan amount
- Faster processing time
- Dedicated loan specialists
- Potential to qualify for second loan upon evaluation
Longer Repayment Term
- Customised payment due date
- Live repayment updates
- Payment due reminders
- Grace period for late repayment to avoid late charges
Potentially Reduced Interest Rates and Processing Fees
- Pro-rated interest for early settlement
- Potentially qualify for Payday Loans at 0% interest
Enhanced Customer Experience
- Special priority queue
- Free Credit Report from Credit Bureau Singapore
- Free Statement of Accounts
- Financial advice on debt management
- Special loan scheme to manage debts
Instant Loan Approval
- Higher loan amount
- Faster processing time
- Dedicated loan specialists
- Potential to qualify for second loan upon evaluation
Longer Repayment Term
- Customised payment due date
- Live repayment updates
- Payment due reminders
- Grace period for late repayment to avoid late charges
Potentially Reduced Interest Rates and Processing Fees
- Pro-rated interest for early settlement
- Potentially qualify for Payday Loans at 0% interest
Enhanced Customer Experience
- Special priority queue
- Free Credit Report from Credit Bureau Singapore
- Free Statement of Accounts
- Financial advice on debt management
- Special loan scheme to manage debts
Loans we offer
Loans we offer
Bridging Loan
Study Loan
Apply for a loan with a fully registered and reliable loan company in Singapore
Our loan company’s interest rates and fees
With our affordable rates, 93% of our clients successfully repay their loans on time
Personal and Business Loans Interest Rates: 3-4%* per month
Processing Fees: 8-10%*
*Subject to approval
Loan eligibility criteria
Minimum age requirement: 18 years old
Proof of consistent income — you don’t have to be employed full time to be eligible for a loan. As long as you have proof of income statements like bank statements and invoices, you are welcome to apply with our loan company in Singapore.
Must be a resident of Singapore – proof of address via utility bills, tenancy agreement etc.
Loan limits:
|
Borrower’s |
Singaporeans |
Foreigners residing |
|
Less than $10,000 |
$3,000 |
$500 |
|
At least $10,000 and |
$3,000 |
|
|
At least $20,000 |
6 x monthly income |
6 x monthly income |
Loan eligibility criteria
Minimum age requirement: 18 years old
Proof of consistent income — you don’t have to be employed full time to be eligible for a loan. As long as you have proof of income statements like bank statements and invoices, you are welcome to apply with our loan company in Singapore.
Must be a resident of Singapore – proof of address via utility bills, tenancy agreement etc.
Loan limits:
Borrower’s annual salary
Singaporeans & PRs
Foreigners residing in Singapore
Less than $10,000
$500
At least $10,000 and less than $20,000
$3,000
$3,000
At least $20,000
6 x monthly income
6 x monthly income
Loan application process
Apply for your loan online by filling out the loan enquiry form or retrieve your information via Singpass. As we’re a 24-hour money lender in Singapore, you may submit your loan application at any time of the day. If you have further questions, feel free to contact us for more information.
Our loan executive will call you up to request for you to visit our office with the relevant documents.
For Singaporeans/ Permanent Residents:
- Personal identification documents (NRIC or Passport)
- Latest 3 months’ payslips
- Proof of income (e.g. Bank statements, CPF statements or income taxes — the latter two are available through your Singpass account)
For Foreigners:
- Employment pass
- Latest 3 months’ payslips
- Proof of home address (e.g. Tenancy agreement, proof of billing address, etc)
Bring all the relevant documents for a face-to-face verification. You will need to fill out the loan application form (if you haven’t already filled this out online) as well as the consent forms. Our loan officers will then process the documents you’ve provided to better understand your requirements to determine the best possible terms and loan amount for you.
Once we have confirmed the loan terms, your loan can be approved in 15 minutes.
Once your loan is approved, we will go through the loan contract with you. This is to make sure that you understand the loan terms (e.g. Loan amount, repayment terms and late fees, etc) fully before signing the contract.
Our esteemed loan company in Singapore comprises a team of friendly and experienced loan experts. Our loan officers are more than happy to answer any questions you may have.
We will disburse your loan via cash or cashless transactions through iBanking transfer or PayNow.
