24 Hours Money Lender in Singapore | First-Rate Loan Company

Looking for a loan urgently? Get it approved in 15 minutes with 96bm Credit.

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Speedy loan approval

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Affordable interest rates

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100% legal loans

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How are we different?

96bm Credit is the go-to online money lender in Singapore.

We strive to provide a hassle-free experience for our customers by being a 24-hour money lender in Singapore with loan applications available on our website 24/7. Our friendly loan consultants speak English, Chinese and Hokkien, and are always available should you require further information about our instant cash loans.

Besides the usual personal loan and business loan, we specialise in weekly, monthly and debt consolidation loan, and offer loan disbursement via Cash, PayNow or Bank Transfer.

Apply with us today!

Your privacy is important to us! As a fully legal money lender and loan company in Singapore, we are strictly governed by the Moneylenders Act. All loan applications will be dealt with utmost confidentiality and privacy.

Have a good credit history or are you a regular client?

These are the benefits* you can enjoy:

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Instant Loan Approval

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Longer Repayment Term

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Potentially Reduced Interest Rates and Processing Fees

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Enhanced Customer Experience

A dollar bill icon signifying a swift loan approval

Instant Loan Approval

A clock icon signifying a longer repayment period for loans

Longer Repayment Term

A declining bar graph on hand icon signifying reducing interest rates and processing fees

Potentially Reduced Interest Rates and Processing Fees

A smiley loan officer icon symbolises enhanced customer experience

Enhanced Customer Experience

*T&Cs apply
*T&Cs apply

Apply for a loan with a fully registered and reliable loan company in Singapore

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Our loan company’s interest rates and fees

With our affordable rates, 93% of our clients successfully repay their loans on time

Personal and Business Loans Interest Rates: 3-4%* per month
Processing Fees: 8-10%*

*Subject to approval

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Loan eligibility criteria

1

Minimum age requirement: 18 years old

2

Proof of consistent income — you don’t have to be employed full time to be eligible for a loan. As long as you have proof of income statements like bank statements and invoices, you are welcome to apply with our loan company in Singapore.

3

Must be a resident of Singapore – proof of address via utility bills, tenancy agreement etc.

4

Loan limits:

Borrower’s
annual salary

Singaporeans
and PRs

Foreigners residing
in Singapore

Less than $10,000

$3,000

$500

At least $10,000 and
less than $20,000

$3,000

At least $20,000

6 x monthly income

6 x monthly income

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Loan eligibility criteria

circle-yellow
1

Minimum age requirement: 18 years old

circle-yellow
2

Proof of consistent income — you don’t have to be employed full time to be eligible for a loan. As long as you have proof of income statements like bank statements and invoices, you are welcome to apply with our loan company in Singapore.

circle-yellow
3

Must be a resident of Singapore – proof of address via utility bills, tenancy agreement etc.

circle-yellow
4

Loan limits:

Borrower’s annual salary

Singaporeans & PRs

Foreigners residing in Singapore

Less than $10,000

$500

At least $10,000 and less than $20,000

$3,000

$3,000

At least $20,000

6 x monthly income

6 x monthly income

Loan application process

Apply for your loan online by filling out the loan enquiry form or retrieve your information via Singpass. As we’re a 24-hour money lender in Singapore, you may submit your loan application at any time of the day. If you have further questions, feel free to contact us for more information.

Our loan executive will call you up to request for you to visit our office with the relevant documents.

For Singaporeans/ Permanent Residents:

  1. Personal identification documents (NRIC or Passport)
  2. Latest 3 months’ payslips
  3. Proof of income (e.g. Bank statements, CPF statements or income taxes — the latter two are available through your Singpass account)

For Foreigners:

  1. Employment pass
  2. Latest 3 months’ payslips
  3. Proof of home address (e.g. Tenancy agreement, proof of billing address, etc)

Bring all the relevant documents for a face-to-face verification. You will need to fill out the loan application form (if you haven’t already filled this out online) as well as the consent forms. Our loan officers will then process the documents you’ve provided to better understand your requirements to determine the best possible terms and loan amount for you.

Once we have confirmed the loan terms, your loan can be approved in 15 minutes.

Once your loan is approved, we will go through the loan contract with you. This is to make sure that you understand the loan terms (e.g. Loan amount, repayment terms and late fees, etc) fully before signing the contract.

Our esteemed loan company in Singapore comprises a team of friendly and experienced loan experts. Our loan officers are more than happy to answer any questions you may have.

We will disburse your loan via cash or cashless transactions through iBanking transfer or PayNow.

Get your instant cash loan now