About US

96 Credit was established to provide affordable loan for Singaporeans and expats in Singapore. As a licensed moneylender, it has the mission to provide value for customers above maximizing profits for shareholders. 96 Credit is today one of the leading personal financing company serving the needy in Singapore.

96 Credit is here to salvage you from such financial strains. 96 Credit is a credible privately licensed moneylender in Singapore. We are registered with the Ministry of Law as a Singapore moneylender. 96 Credit is located in Ubi just a 2 minute walk from Ubi MRT. The application process at 96 Credit is made easier and faster than the bank loan process that might put you on hold for quite a while. With just a few steps during application, you can rest assured that you will be awarded the type of loan you might need. At 96 Credit, the methods of offering loans to individuals are different but quite effective for everyone to get a cash loan in Singapore.

Besides staying true to its social purpose of making unsecured loan affordable, accessible and sustainable to all, 96 Credit has made addressing customer pains and promoting greater fairness and transparency in the loan application as its top priority. 96 Credit understands that the situation of needing money can be quite urgent and daunting; hence the process has been tailored to be convenient and stress-free for all customers. What is even great about us is that we know the importance of keeping confidential the information you share with us so we can best serve you.

96 Credit has professional and friendly loan officers to help provide financial help to customers. Our personal, relationship-based approach has made us part of the fabric of life here. And we will continue to provide generations of people, for many years to come, whenever urgent help is required. You might be in need of a huge sum of money for reasons such as renovations, business sustainability or just some small sum for unforeseen predicaments or bills. You can visit us today at Ubi for custom-made loan solutions for your every need. At 96 Credit, regardless of the type or amount of loan you require, we do not have to evaluate your credit score for you to take a loan with us. We also do not need collaterals, deposits or guarantors from you so you can receive cash loan. Our loans are categorized into business and personal loans.


Largely known as Kampong Ubi, the Ubi estate also went by the name kampong Melayu. Being one of Singapore’s oldest Malay settlements, Kampong Ubi was a rather large village at the time, neighboring estates such as Geylang Sari and Eunos also functioned as a main trading place for the Malays from neighboring countries. Today, Ubi estate is mainly made up of industrial areas in its surroundings, with a small developed residential area. Largely surrounded by automotive related businesses ubi and kaki bukit estates are known to house numerous showrooms and workshops.   It is said that the Malay word Ubi refers to the Tapioca Plant, as Malay villagers grew small tapioca farms in the estate.

Wondering how you will get to our office? Worry no more. Our office is located at Blk 302 ubi ave 1. Taking the Downtown line, you’ll stop at Ubi station and take exit A and walk just 2 minutes to reach our office. Once you exit the station you’ll spot a Subway facing the MRT exit. Our office is located just beside Subway. Bus services that travel to Blk 302 include bus number 61, 63, 8, 63m, 65, 66, 66A, and 22.