Best Flexible Personal Loans Catered To Your Needs

How much can you borrow?

documents and needs

While it would be great if everyone always had the money they need, that isn’t the case. As a result, loans of all kinds play an important role in the lives of people in Singapore and all over the world. Whether it is for some home renovations, to make a large purchase, or just when you need a little extra cash, when you receive a cash loan, it can help you out greatly. Personal loans can also help you start a business, buy a home and even attend higher education. Having a high quality Singapore moneylender on your side can make life much easier.

We at 96 Credit pride ourselves on helping those who find themselves in financial strain. 96 Credit is a licensed money lender in Singapore who aims to help serve your financial needs. We offer a wide range of personal loans with fair and low interest rates. 96 Credit also doesn’t require a credit score check and there is no need for collateral.

So whether you are need of the best business loan in Singapore, or just some extra spending money, we can help. Our team is also full of professional and friendly loan officers who will work hand in hand with you to find the best solution for your needs. You can also expect to find high approval rates at 96 Credit.

One of our most popular types of loans are personal loans. No matter what you need a little extra spending money for, a personal loan can help you reach your goals. At 96 Credit, we are happy to offer flexible repayment options so you have the freedom to choose what works for you. We offer both weekly and bi-weekly loans, to ensure you can pay back on your terms.

A weekly loan will be one that you repay a small amount every week, whereas a bi-weekly loan will be one that you repay on a bi-weekly basis. The payment is often higher on the bi-weekly, but you are making it less frequently. So whatever style of repaying your loan you prefer, rest assured we can help.

reminder calendar

Why Should You Choose 96 Credit?

So why choose 96 Credit for your personal loan needs? We already made mention of some of our features and benefits earlier, but let’s dive a little deeper into why we believe you should choose us.

Well, first of all, as we just mentioned, we offer incredibly easy repayment. You choose the terms and pay back when it works for you. No matter your financial comfortability, we can surely offer a loan that will fit your lifestyle. Another benefit of working with 96 Credit for your borrowing needs are our low and fair interest rates. Our interest rate for all loans is set at 4% per month, to ensure you don’t have to break the bank to get the loan or funding you need. Interest is calculated and included within your contract for added simplicity as well. Of course, your loan officer will explain this to you and ensure you understand and accept the interest rates.

Another reason to consider working with 96 Credit is our loan process. Our entire process from the point of application to when you get your cash loan can often be as little as 20 minutes. All you need to do is apply, answer a few questions, cross check your salary and sign the contract, it’s that easy! As you could imagine, this is much more convenient than dealing with licensed moneylenders who take days or even weeks to provide the money you need. Of course, be sure to bring all necessary and relevant documents when taking a personal loan. The last thing you want is to forget these documents and be unable to secure your personal loan.


Of course, before you try and secure a personal loan from 96 Credit, be sure that you are eligible. Our terms of eligibility are quite simple. If you are a Singaporean or are a permanent resident the only requirement is that you are 18 years old. Be sure to bring along your NRIC and will need your Singpass to retrieve income and personal details.

If you are a foreigner, there are a few more things you need to do. Just like permanent residents, you need to be 18. On top of that, however, you need to have your passport, proof of employment, proof of income and proof of residency.
So if you are in the market for a cash loan in Singapore or are looking for a licensed moneylender, be sure to reach out to 96 Credit. We aim to provide financial help for all and offer a flexible repayment scheme.