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Why 96bm Credit is your best option in Ubi

Ubi estate (also previously known as Kampong Ubi) is nestled in Geylang and was formerly a Malay village. Housing and industrial developments in the late 1980s led to the resettling of villagers to the nearby Bedok area.

Now, Ubi is mainly an industrial estate, with only around 50 blocks of HDB flats and a few BTO developments.

Out of the many registered money lenders in Ubi, 96bm Credit is surely your best Ubi money lender. Here’s why and what we offer:


Top reviewed licensed lender in Ubi

As a top-rated Ubi money lender with countless 5-star reviews, we offer stellar service and fully customised loans. Here’s what our customers have to say about us:

5.0Based on 3932 reviews
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We’re an Ubi money lender that has helped more than 3,000 borrowers to date. More than 93% of our customers settle their debt on time

How to apply for a loan with us?

  1. Fill out our loan application form
  2. Wait for our loan officer to drop you a call for an in-person interview
  3. A risk assessment will be conducted at the interview. Your information will be sent to the MLCB to verify your borrowing limit, and you will also be required to log in to IRAS, CPF, as well as other government agencies to retrieve supporting documents
  4. If you’re able to fulfil the majority of the eligibility requirements, it’s highly likely that your loan can be approved in as quick as 15 minutes
  5. The loan officer will review the loan contract thoroughly with you so that you understand the loan terms with complete clarity before signing the loan contract
  6. Once all is done, you’ll receive the loan funds at once either via cash or cashless transactions like PayNow or iBanking

We offer competitive interest rates and long loan tenure

  • Interest rates: 3-4% a month
  • Loan tenure up to 12 months


Find out how licensed money lenders’ interest rates are calculated, as well as calculate your loan repayment amount using our personal loan calculator.

Here’s what customers love about our office and location

Although Ubi is mostly an industrial estate, we are located in the heart of Ubi’s residential area along Ubi Avenue 1, just a 4-minute walk from Ubi MRT Station (Downtown Line).

We are also just a minute’s walk from POSB Bank, a SAM machine and AXS machine. If you are driving here, there are also several spacious parking lots just behind our office for your use.

You can also find various eateries, car garage shops as well as car showrooms in the vicinity — Ubi Car Mall, Ubi Automart, Toyota Ubi showroom, Nissan Ubi, Honda service centre, etc, just to name a few.

Need to run errands? Giant supermarket is just a 5-minute walk, too.

Black sofa at 96bm's Ubi office

As you step into our fully air-conditioned office, you will be greeted with a comfortable and spacious waiting area with seats, a water dispenser and soft music. Feel free to sit back and relax while waiting for your turn to chat with our friendly loan officers.

Our office is also equipped with CCTVs and emergency alarms — so don’t worry, your safety and security will be well-taken care of. We have free phone charging stations, too.

Loan consultants' counters at 96bm's Ubi office
Admin counter at 96bm's Ubi office

Have a question for us? Contact us here.

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