Term Loan in Singapore: Bite-Sized Repayments Made Easy

Easy loan application

Reliable loan services

Flexible loan packages

Need Extra Funding? A Term Loan in Singapore May Be The Answer

Getting extra funds is a piece of cake when you have the right financial solution, which in this case, is a term loan in Singapore. A term loan offers you the funds you require at one shot, but lets you pay in bite-sized instalments over a fixed loan repayment payment. This makes it easier on your pocket.

Best Term Loan in Singapore | Pay Off Your Loan Comfortably

What Is a Term Loan in Singapore?

A term loan in Singapore is a loan that comes with fixed instalment payments that have to be repaid over a fixed loan tenure (i.e. repayment schedule).

A lump sum is disbursed upfront after the term loan contract is signed. Each term loan instalment comprises payment towards interest as well as the loan principal. Depending on your agreed repayment schedule with the lender, you are expected to make your instalment payments punctually and in full over the entire duration of your loan tenure, say, 12 months.

Why Would You Need a Term Loan in Singapore?

Fast Application

Easily apply for a term loan in Singapore via our simple form or Singpass Myinfo — the choice is yours!

Speedy Funds

Get quick access to your funds within 15 minutes after approval.

Fund Any Expense

A term loan in Singapore is really flexible — pay for any expense you like, whether it’s urgent or personal.

Work On Your Credit Profile

When you get a term loan in Singapore and repay it punctually, you’re essentially leaving a positive impact on your credit profile.

Why Engage 96BM Credit for a Term Loan in Singapore?

Aside from our term loan in Singapore, we also offer a wide range of other loan services. We boast:

  • More than 10 years of experience in the moneylending industry; and
  • All of our loan services are conducted with utmost professionalism and discretion — 100% privacy is ensured

How to Apply

3 Quick Steps to Obtain Your Funds

1. Apply

Send us your loan application online.

2. Results

Receive a notification of your application status.

3. Funds

Get your funds in just 15 minutes after signing the contract.

Term Loans in Singapore — Frequently Asked Questions

Who can apply for a term loan?

Our term loans are available to Singapore Citizens, Permanent Residents and foreigners alike.

To get a term loan with 96BM Credit, you simply need to be 18 years old and above and have stable employment.

How much you can borrow on a term loan depends on how much you make.

  • 6X monthly salary, if you make at least $20,000 annually
  • $3,000, if you make less than $20,000 annually (Singapore Citizens and Permanent Residents) OR if you make at least $10,000 but less than $20,000 annually (foreigners)
  • $500, if you make less than $10,000 annually (foreigners)

You can get a term loan in Singapore quickly —and easily— from a registered lender like 96BM Credit. Our term loans and other loan offerings are all legal.

To apply for a term loan, submit your online application on our website anytime via Singpass Myinfo or our simple online form. Our loan officer will reach out to you in no time.

If you prefer to apply in-person, bring all identity and income documents with you when you visit our office during business hours.

Need further assistance? Feel free to contact us. We’re just a call or visit away.

In search of a term loan that meets your needs efficiently?