Best Fast Cash Loan in Singapore | Quick Approval & Funding

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Loan approval within 30 minutes

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Fast Loans in Singapore Are Here to Help

In today’s quickly changing financial landscape, urgent needs for quick cash are increasingly common. Hence, fast cash loans in Singapore, also known as instant cash loans, are becoming more popular. With a quick cash loan, access the funds you need to solve any emergency with confidence.

In today’s quickly changing financial landscape, urgent needs for quick cash are increasingly common. Hence, fast cash loans in Singapore, also known as instant cash loans, are becoming more popular.

With a quick cash loan, access the funds you need to solve any emergency with confidence.

Fast Cash Loans in Singapore | Quick Cash in an Instant

What Is a Fast Cash Loan in Singapore?

Fast cash loans in Singapore are unsecured loans designed for people who require urgent funds. Scenarios such as medical expenses or household maintenance that demand immediate attention are some of the reasons people take up fast loans in Singapore. As it requires no collateral and minimal documents, a quick loan in Singapore can be processed swiftly, and funds can be released soonest.

Fast cash loans in Singapore are unsecured loans designed for people who require urgent funds. Scenarios such as medical expenses or household maintenance that demand immediate attention are some of the reasons people take up fast loans in Singapore.

As it requires no collateral and minimal documents, a quick loan in Singapore can be processed swiftly, and funds can be released soonest.

Why Would You Need an Instant Loan in Singapore?

Why Engage 96BM Credit for an Instant Loan in Singapore?

An instant cash loan in Singapore is just one part of a comprehensive financial service menu we offer. We have been offering quality and trusted lending services to customers since 2010:

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We are a member of the Credit Association of Singapore (CAS)

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We are a preferred lender with over 3,000 5-star reviews on Google

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Our loan officers are also certified in Prevention of Money Laundering and Financing of Terrorism, Money Lender Operations and Compliance Training in accordance with the CAS.

How to Apply

3 Easy Steps to Get Your Cash

1

Apply

Apply

Submit your loan application online.

2

Application Status

Results

Get notified of your results.

3

Disbursement

Funds

Receive your cash in 15 minutes upon signing the contract.

Instant Loans in Singapore — Frequently Asked Questions

How long does it take to approve an instant cash loan in Singapore?

How long does it take to approve an instant cash loan in Singapore

A quick cash loan in Singapore is usually approved within 30 minutes, but at 96BM Credit, it’s as quick as 15 minutes. We understand that time is of the essence. Hence, our experienced loan officers are ready to process your loan application and get you the cash as soon as possible.

How can I get an instant online loan in Singapore

To get an online cash loan in Singapore, simply head to our website and apply online. You can either use your Singpass or go through our manual form. Both methods are extremely speedy and hassle-free!

There are several reasons for rejection. The most common ones are:

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Poor Credit History: A low credit score or negative credit report can lead to rejection from traditional banks.

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Insufficient Income: Conventional lenders like banks and financial institutions may require a minimum income level, and low earnings can be a disqualifier.

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High Debt-to-Income Ratio: If existing debts are too high compared to income, it may indicate financial strain and heightened risk for the lender.

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Incomplete Application: Missing documents or inaccurate information can result in automatic rejection.

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Employment Status: Being unemployed or having unstable employment can affect eligibility.

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Age Restrictions: Applicants must meet the minimum age requirement, typically 18 or 21 years and above, depending on the lender.

How much can I borrow for a quick loan in Singapore

Usually, the maximum amount for a quick loan in Singapore can go up to 6 times your monthly income.

When it comes to a quick cash loan in Singapore, every licensed private money lender has to follow loan limits set by the Ministry of Law. The following legal caps on unsecured loans a borrower can take at any point in time must be strictly adhered to across all legal lenders:

Borrower’s annual income Singapore Citizens and Permanent Residents Foreigners residing in Singapore
Less than $10,000 $3,000 $500
At least $10,000
and less than $20,000
$3,000 $3,000
At least $20,000 6 times monthly income 6 times monthly income

It is easy to apply for a quick cash loan in Singapore with 96BM Credit.

You are eligible as long as you are at least 18 years of age

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employed / self-employed

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a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid work pass.

Documents required:

For Singaporeans and Permanent Residents:

For foreigners:

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NRIC

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SingPass

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Payslips for the last three months

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S Pass / Employment Pass / Work Permit with a minimum of 6-month validity 

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Passport

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Tenancy agreement (if renting) or proof of address such as phone bill

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Payslips for the last three months

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Employment Contract

Licensed lenders must adhere to maximum interest rates set by law (currently capped at 4% per month for all loans, except business loans). There are also late repayment fees, processing fees and other charges.

Unlike illegal lenders, our friendly and experienced loan officer will guide you through the entire contract to make sure you are clear of every single detail.

Get fuss-free, fast cash today.

Settle your financial woes with our instant loan in Singapore — the convenient and affordable option for anyone from all walks of life.