Payday Loan in Singapore: Get Cash Advance Before Payday

Established since 2010

Affordable repayments

Utmost professionalism

Need to Tide Over the Month? Our Payday Loan Suits Anyone and Everyone

Ensuring you have sufficient cash to get through the month is undoubtedly crucial — and this is where a payday advance loan comes into the picture. By taking out a payday loan in Singapore with a legal money lender, no financial need is too difficult to tackle.

What Is a Payday Loan in Singapore?

As its name suggests, a payday loan is a payday advance loan that allows you to borrow a sum of money —up to the amount you earn— to tide over any emergency expenses you may have prior to receiving your salary for the month.

In simple terms, a payday loan lets you access your salary in advance. It is especially useful for when you don’t have sufficient savings to tackle your financial emergency.

A payday loan in Singapore, or payday advance loan, has extremely short tenure — it needs to be repaid on your next payday. Otherwise, late interest and fees will kick in.

Why Would You Need a Payday Loan in Singapore?

Same-Day Approval and Disbursement

Applications for payday loans in Singapore can be processed and approved within 30 minutes, and same-day loan disbursements are no issue, too.

Easy to Repay Upon Getting Your Paycheck

As your payday advance loan sum is capped by the amount of money you earn in a month, it’s very possible for you to repay your payday loan when you receive your paycheck.

Improves Credit Profile

When you repay your payday loan in full and on time, your lender will make a record of this and update your Loan Information Report accordingly. This contributes to boosting your credit profile.

Get Through the Tough Period

That one particular month of the year can be really taxing on you financially. With a payday advance loan, you get the funds you need to settle any expense without having to worry about being behind on payments.

Why Engage 96BM Credit for a Payday Loan in Singapore?

Our loan services are not limited to just our payday advance loan; discover a variety of other loan packages that will address any financial situation:

Our team of loan consultants are highly qualified, having amassed more than 10 years of experience
We pride ourselves on providing affordable repayments and customisable loan packages, without compromising on the quality of our loan services.

Name

Contact Number

Require loan amount

Schedule an appointment date

Schedule an appointment time

How to Apply

3 Super Easy Steps to Get Your Cash

1. Apply

Simply submit your loan application to us online.

2. Results

Await results on your application status.

3. Funds

Get your cash within 15 minutes after signing the contract.

Payday Loans in Singapore — Frequently Asked Questions

Is a payday loan a secured loan or unsecured loan?

A payday loan is an unsecured loan. You do not need to deposit any money or pledge any valuables as collateral to get a payday loan in Singapore.

What’s the eligibility criteria for a payday loan in Singapore?

To get a payday loan with 96BM Credit, all you need to do is be at least 18 years old and gainfully employed (i.e. able to furnish us with evidence of employment and income).

Do banks offer payday loans?

No. Only legal lenders like 96BM Credit offer payday loans.

Can I get a payday advance loan online?

You can apply for a payday advance loan online with 96BM Credit anytime you are ready. You can do so using Singpass or our online loan application form — both methods are straightforward and secure!

How many payday loans am I eligible for in a year?

If you are able to pay back your payday loan on time every month, it is possible to be eligible for 12 of them, once each month.

What is the interest rate of a payday loan in Singapore?

A payday loan in Singapore usually comes with an interest rate of up to 4% monthly. The exact interest rate offered to you depends on your credit profile and income level, among other things. If this intrigues you, don’t hesitate to chat with us to find out more about our payday loan offering.

Call Us

6292 2629